Auto Loans

New, used, or refinanced – we are ready to help you get behind the wheel.

At ACT 1st, we are of the opinion that the process of purchasing a car should be hassle-free – and we understand that you share the same sentiment. This is precisely why we are confident that you will greatly appreciate our online resource center.

From here, you can search for thousands of new, used, and certified pre-owned vehicles from a variety of dealers. We even partner with them, too, offering you ACT 1st FCU financing right then and there – letting you go from test-driving to loan-signing all in one trip.

Whether you’re looking for a new vehicle or one that’s just new to you, you can expect flexible terms, affordable rates, and options to put as little as 0 percent down. Plus, we even offer money-saving refinancing options, discounted insurance, and vehicle protection to cover your new investment. Explore your options or apply for a preapproval today!

Resources To Help You Along Your Car Buying Journey

J.D. Power

Research Before You Buy
We want to empower you the the tools to make the best buying decisions.

TRUSTAGE®

Free Insurance Quote
It can be hard to find the best car insurance. TruStage® makes it easy to get reliable and affordable insurance.

Don’t Forget to Protect Your Investment

Guaranteed Asset Protection (GAP)

ACT 1st FCU believes in providing peace of mind for every journey you take. Our Guaranteed Asset Protection (GAP) coverage is designed to protect you and your vehicle, ensuring that you’re covered in the unfortunate event of an accident or theft.

Learn more about GAP

Mechanical Repair Coverage (MRC)

Auto repairs can be quite costly – give yourself the peace of mind that your vehicle is protected with a strong warranty program.

Learn more about MRC

Fraudulent Phone Calls-- Some people are receiving calls that appear to come from ACT 1st. They are trying to scam you into giving personal and/or financial information. If you receive a call like this, do not give out information and report it to us. Learn more by clicking here