Surcharge-free ATM Locations
Stay connected to your finances at all times! Discover a surcharge-free ATM within our extensive network.
Because we are part of both MoneyPass ATM Network and Allpoint ATM Network, you can withdraw cash from several locations across the country.
ACT 1st FCU ATMs
National Highway Branch:
14316 National Hwy. SW LaVale, MD 21502
Messick Road Branch:
11905 Messick Rd. Cumberland, MD 21502
Allegany College of MD:
12401 Willowbrook Rd. SE Cumberland, MD 21502
Romney Branch:
555 W. Main St. Romney, WV 26757
Credit Unions belonging to the Western Maryland ATM Connection:
WEPCO FCU Bloomington MD Branch:
204 N Branch Ave, Bloomington, MD 21523
WEPCO FCU ATM:
12826 Garrett Hwy, Oakland, MD 21550
WEPCO FCU Kingwood WV Branch:
202 W Main St, Kingwood, WV 26537
WEPCO FCU LaVale Branch:
12511 Winchester Rd SW, La Vale, MD 21502
Garrett Memorial Hospital:
251 N 4th St, Oakland, MD 21550
Leave your checkbook behind, instead opt for an ACT 1st FCU Debit Card to carry in your wallet. This card allows you to make purchases wherever Mastercard® is accepted. Debit Cards are directly linked to your Checking Account, so any money you spend will be automatically deducted.
Remember, your Debit Card also functions as an ATM Card. You can withdraw cash from numerous locations nationwide by using ATMs that are part of the MoneyPass ATM Network and the Allpoint ATM Network.
For added convenience, you can even keep your Debit Card safely tucked away in your wallet and make payments with your phone through our Mobile Wallet services.
Our debit and credit cards are monitored by a Fraud Detection Center to help prevent your card from being used maliciously. If unexpected or fraudulent transactions are detected, you will receive a text message from our FREE Text Fraud Alerts service. The number they text from is 33072. For email messages, the address is noreply@enfactnotification.com. Please listen and follow their instructions. If you have any questions or need a new card issued, please contact us.