Locations / Hours

Contact Us

Phone: Call Center: 301-729-8015
After Hours? Our phone banking system never sleeps. Call 240-362-0271 anytime to check balances, verify cleared checks, or move money between accounts. It’s always ready to assist you.

After Hours Lost & Stolen Debit and Credit Cards:
Mastercard Debit Card: 1-800-472-3272
VISA Credit Card: 1-800-558-3424

Email: memberservice@act1stfcu.org

Routing Number: 252176889

Visit Us

LaVale Branch
Physical Address

14316 National Highway SW
LaVale, MD 21502

LaVale Branch
Mailing Address

ACT 1st Federal Credit Union
1313 National Hwy. STE 7 PMB 326
LaVale, MD 21502

LaVale Branch
Lobby Hours

Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:00 PM
Saturday: 9:00 AM – 1:00 PM

LaVale Branch
Drive Thru Hours

Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM

Messick Road Branch
Physical Address

11905 Messick Rd SE
Cumberland, MD 21502

Messick Road Branch
Mailing Address

ACT 1st Federal Credit Union
P.O. Box 392
Cumberland, MD 21502

Messick Road Branch
Lobby Hours

Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:00 PM

Messick Road Branch
Drive Thru Hours

Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:00 PM

Romney, WV Branch
Physical Address

555 W Main Street
Romney, WV 26757

Romney, WV Branch
Mailing Address

P.O. Box 1735
Romney, WV 26757

Romney, WV Branch
Lobby Hours

Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 5:00 PM

Romney, WV Branch
Drive Thru Hours

Monday: 9:00 AM – 5:00 PM
Tuesday: 9:00 AM – 5:00 PM
Wednesday: 9:00 AM – 5:00 PM
Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM

Holiday Closings

The Credit Union will be closed on the following holidays:
Martin Luther King Jr. Day
President’s Day
Memorial Day
Juneteenth
4th of July
Labor Day
Veteran’s Day
Thanksgiving Day
Day After Thanksgiving
Christmas Eve Closing @ 1PM
Christmas Day
Day After Christmas
New Year’s Eve Closing @ 1PM
New Year’s Day

All ACT 1st FCU offices will close at 1pm on Tuesday December 24th. We will remain closed Wednesday 12/25 and Thursday 12/26. Normal hours resume on Friday, 12/27. Merry Christmas from all of us at ACT 1st FCU!