Buy or Refinance with Confidence! ACT 1st Federal Credit Union is Here to Help You Every Step of the Way!
Todays Rates!
Real Estate Loans APR = Annual Percentage Rate | Term | APR* as Low as |
|---|---|---|
Select the link to the left | Select the link to the left | |
Home Equity – 1st Lien (Maximum 80% of Appraisal minus Liens) | 5 Years | 5.750% |
Home Equity – 1st Lien (Maximum 80% of Appraisal minus Liens) | 10 Years | 6.500% |
Home Equity – 1st Lien (Maximum 80% of Appraisal minus Liens) | 15 Years | 6.750% |
Home Equity – 2nd or Junior Lien (Maximum 80% of Appraisal minus Liens) | 5 Years | 6.500% |
Home Equity – 2nd or Junior Lien (Maximum 80% of Appraisal minus Liens) | 10 Years | 6.750% |
Home Equity – 2nd or Junior Lien (Maximum 80% of Appraisal minus Liens) | 15 Years | 7.000% |
Mortgage Loan Links
Your home journey starts with ACT 1st FCU!
We’re thrilled to assist you in purchasing your very first house! The better informed you become about the process of buying a home, the more self-assured you’ll be when it comes to making those crucial choices that will shape your experience as a homeowner. Visit our First Mortgage Center to see what we can offer you.
Do you already own a home but are moving up?
Click here an overview of the mortgage and home buying process as well as access to various prequalification and payment calculators.
Lower your current interest rate to save on monthly payments.
Are you interested in refinancing your existing mortgage? Get access to mortgage calculators that will help you decide if refinancing is sensible and which program might be best for you. Click here for more information.
Feeling overwhelmed by the multitude of choices available to you?
Don’t worry, we are here to help!
Discover valuable insights and expert guidance regarding different mortgage loan options, including fixed rate and adjustable rate mortgages, as well as the various terms provided by ACTFCU and Credit Union Mortgage. Click here to learn more.
Rates & Services
Our Loan Consultant assists you in identifying the most suitable mortgage loan options and interest rates that align with your specific requirements. We eliminate any uncertainty involved in the selection process by asking a series of straightforward questions. Click here to get started.
Given that mortgage interest rates are in a constant state of flux, we provide the opportunity to “lock in” the current rate. This ensures that you are safeguarded against any potential increase in interest rates while going through the loan process. Click here for more information.
We specialize in simplifying the process of selecting a mortgage and determining an interest rate. Our Loan Options tools are designed to assist you in creating a comprehensive understanding of your options. With our help, you can easily navigate through the complexities of mortgage financing and make an informed decision.
Are you wondering whether a fixed-rate loan or a variable rate loan is the better option? How many years should you finance? Our extensive selection of calculators can provide you with the answers to these questions and more, giving you the information you need before you begin your application process. Click here to get start calculating!
Gain entry to mortgage calculators and ascertain your eligibility for a mortgage! Please note that this is not a pre-approval process, and it does not involve obtaining any credit reports. Rather, it serves as a tool for prequalification purposes. To obtain a pre-approval, simply click on the “Apply” button.
Click here to begin the mortgage loan application process. Get approved in minutes!
Home Equity Lines of Credit (HELOC)
Discover the potential of your home equity today!
Transform your aspirations of renovating, going on a vacation, or pursuing education into tangible reality by leveraging the equity in your home!
Open-End Loan | APR* as Low as |
|---|---|
Home Equity Line of Credit (HELOC), (Maximum Credit Line 80% of appraised value) | 7.75% |
