Personal Loans

Get the funding you require by obtaining a personal loan

If you find yourself in a situation where you require funds urgently, whether it’s for an unexpected emergency, a necessary purchase, or to combine your debts, ACT 1st FCU offers personal loans that can provide the assistance you need.*

Secured Loans

Use money in your ACT 1st FCU savings or certificate account as collateral to get a great rate. Choose from a Share Secured or Certificate Secured Loan. 
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Unsecured Loans

We offer personal loans with a fixed rate and term to cover your financial needs.
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* Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Must meet membership eligibility requirements.

Fraudulent Phone Calls-- Some people are receiving calls that appear to come from ACT 1st. They are trying to scam you into giving personal and/or financial information. If you receive a call like this, do not give out information and report it to us. Learn more by clicking here