| FACTS | WHAT DOES ACT 1st FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons ACT 1st Federal Credit Union chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does ACT 1st Federal Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences |
Yes | Yes |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
Yes | Yes |
| For nonaffiliates to market to you | No | We don’t share |
| To limit our sharing |
Please note: |
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| Questions? | Call 301-729-8015 or go to www.act1stfcu.org | |
| Mail-In Form | ||
|---|---|---|
| If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.
Note: If you have previously submitted your request, it is not necessary to submit it again. |
Mark any/all you want to limit:
Do not share my personal information with nonaffiliates to market their products and services to me.
Name ___________________________________________________ Address _________________________________________________ City/State/ZIP ___________________________________________ |
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| Mail to: | Mailing Address: ACT 1st Federal Credit Union 1313 National Highway STE 7, PMB 326 LaVale, MD 21502 |
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| Hand Deliver to: | Physical Address: ACT 1st Federal Credit Union 14316 National Highway SW LaVale, MD 21502 |
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| Who we are | |
|---|---|
| Who is providing this notice? | ACT 1st Federal Credit Union |
| What we do | |
|---|---|
| How does ACT 1st Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does ACT 1st Federal Credit Union collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, and other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information |
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| ACT 1st Federal Credit Union restricts access to non-public personal information about you to those individuals who want this information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information. Please contact us at 301-729-8015 if you have any questions about this privacy notice. |
Privacy Policy (PDF – new window)
